Residual Income Calculator

Calculate residual income (also known as Economic Value Added or EVA) to measure a company's economic profitability after accounting for the cost of capital. Residual income represents the true economic profit generated by a business.

Financial Metrics

Residual Income Results

Residual Income (EVA): $0.00
Capital Charge: $0.00
Value Creation: N/A

Performance Analysis

Economic Profitability: N/A
ROCE vs WACC: N/A
Shareholder Value: N/A

Business Insights

Capital Efficiency: N/A
Competitive Advantage: N/A
Strategic Performance: N/A

Understanding Residual Income

Residual income, also known as Economic Value Added (EVA), measures the true economic profit of a company after deducting the cost of all capital employed. Unlike accounting profit, residual income accounts for the opportunity cost of capital, providing a more accurate measure of value creation.

Residual Income Formula

Basic Formula

  • Residual Income = Net Income - Capital Charge
  • Capital Charge = Capital Employed × Cost of Capital
  • Positive RI = Value creation
  • Negative RI = Value destruction

EVA Formula

  • EVA = NOPAT - (Capital Employed × WACC)
  • NOPAT = Net Operating Profit After Tax
  • WACC = Weighted Average Cost of Capital
  • More precise economic profit measure

Residual Income Interpretation

Performance Assessment

What residual income tells us about performance

Positive Residual Income

  • Company creating economic value
  • ROCE > Cost of capital
  • Shareholder wealth increasing
  • Sustainable competitive advantage

Zero Residual Income

  • Breaking even economically
  • ROCE = Cost of capital
  • No value creation or destruction
  • Market rate returns

Negative Residual Income

  • Company destroying economic value
  • ROCE < Cost of capital
  • Shareholder wealth decreasing
  • Strategic or operational issues

Advantages of Residual Income

Advantage Why It Matters Benefit
Economic Perspective Considers cost of capital True profitability measure
Value Creation Focus Measures wealth creation Shareholder-oriented
Performance Driver Links to ROCE improvement Better decision making

Residual Income vs Accounting Profit

Accounting Profit

  • Revenue minus explicit costs
  • GAAP/IFRS compliant
  • Historical cost basis
  • Tax and regulatory focused

Residual Income

  • Accounting profit minus capital costs
  • Economic value creation
  • Opportunity cost included
  • Shareholder wealth focused

Applications in Valuation

Dividend Discount Model

  • Residual income as dividend source
  • Terminal value calculation
  • Multi-stage growth models
  • More accurate than dividend models

Economic Profit Models

  • Present value of future EVA
  • Market value = Book value + PV of EVA
  • Links accounting to market value
  • Superior to residual income valuation

Factors Affecting Residual Income

ROCE Drivers

  • Operating margin improvement
  • Asset turnover increase
  • Working capital efficiency
  • Capital structure optimization

Cost of Capital

  • Interest rate environment
  • Business risk profile
  • Capital structure changes
  • Market expectations

Key Takeaways for Residual Income

  • Residual Income = Net Income - (Capital Employed × Cost of Capital) measures true economic profit
  • Positive residual income indicates value creation, negative indicates value destruction
  • Residual income provides a more accurate measure of profitability than accounting profit
  • EVA (Economic Value Added) is a specific form of residual income calculation
  • Residual income is used in valuation models like the dividend discount model
  • Companies with consistently positive residual income tend to create shareholder wealth
  • Residual income focuses management attention on capital efficiency and ROCE improvement
  • Compare residual income trends over time rather than absolute values

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