State Tax Calculator
Calculate state income tax for any of the 50 states. Compare tax rates, brackets, and effective tax rates across different states to find the best place for your income.
Tax Summary
State Information
Quick Comparison
Understanding State Income Taxes
State income taxes vary significantly across the United States. Nine states have no income tax at all, while others have progressive tax systems with multiple brackets. Understanding state tax rates can help with tax planning and relocation decisions.
State Tax Systems
No State Income Tax
9 states have no income tax:
- Alaska
- Florida
- Nevada
- New Hampshire
- South Dakota
- Tennessee
- Texas
- Washington
- Wyoming
Flat Tax States
Single rate for all income levels:
- Colorado (4.55%)
- Illinois (4.95%)
- Indiana (3.23%)
- Kentucky (4.5%)
- Massachusetts (5.0%)
- Michigan (4.25%)
- North Carolina (5.25%)
- Pennsylvania (3.07%)
- Utah (4.95%)
Progressive Tax States
Multiple brackets with higher rates for higher income:
- California (1-13.3%)
- New York (4-8.82%)
- New Jersey (1.4-10.75%)
- Minnesota (5.35-9.85%)
- Oregon (4.75-9.9%)
State Tax Rates Comparison
| State | Top Rate | Brackets | Avg. Effective Rate | Type |
|---|---|---|---|---|
| California | 13.30% | 10 | 8.2% | Progressive |
| New York | 8.82% | 5 | 6.1% | Progressive |
| New Jersey | 10.75% | 6 | 6.8% | Progressive |
| Illinois | 4.95% | 1 | 4.8% | Flat |
| Texas | 0.00% | 0 | 0.0% | None |
| Florida | 0.00% | 0 | 0.0% | None |
Tax Planning Considerations
Relocation Planning
- Consider total cost of living, not just taxes
- Factor in property taxes and sales taxes
- Check state-specific deductions and credits
- Consider impact on retirement accounts
Tax Optimization
- Maximize state-specific deductions
- Consider tax-advantaged accounts
- Plan income timing across tax years
- Utilize available tax credits
State Tax Changes
State tax rates and brackets can change annually. Some states have implemented tax cuts or freezes, while others have increased rates. Always verify current rates with your state's revenue department.
Local Taxes
In addition to state income taxes, many localities impose additional taxes such as city income taxes (e.g., New York City, Philadelphia) or county taxes. These can add 1-4% to your total tax burden.
Key Takeaways
- 9 states have no state income tax
- State tax systems vary: flat, progressive, or none
- California has the highest top rate (13.3%)
- Effective rates are usually lower than top rates
- Consider total tax burden including local taxes
- Tax rates can change annually
- Consult tax professionals for personalized advice
- Factor in cost of living when comparing states